Terrorism coverage is currently included in most travel insurance policies. Many travel insurance policies will pay for cancellation fees if a traveler decides to cancel after a travel advisory recommends travelers to avoid a certain country. Others focus on the city. These policies will reimburse you if you cancel or cut short a trip because of a terrorist act at your destination either while you are there or within 30 days of your arrival. One of these options are equal in importance however they have differences so it is better to check out the details of your policies. Also, make sure to check out the exceptions to the coverage.