To get the most from your travel insurance, you should make sure that you do the right things. Here are some pointers:
State all necessary information that will affect your claim. This includes pre-existing medical conditions. Adding, changing or subtracting details not only messes up things, it also wastes valuable time as well.
Read the fine print. You may have a wrong idea about the cover you’re getting if you don’t understand it in full.
Check the cover’s exclusions and limits. Find out the range of your coverage and decide if it’s adequate.
Check excesses. Are you paying for things that you don’t need?