Trip Cancellation Insurance is protection designed in the event you need to cancel due to a qualified covered reason. The non refundable portion of your travel expenses will be reimbursed. Plan details may vary by company, but covered reasons usually include the following:
• The insured, family member or a traveling companion suffers serious injury, illness or death.
• Home made uninhabitable due to covered reasons, including fire, flood or other natural disasters.
• Common carrier delays due to covered reasons including inclement weather, mechanical breakdown or organized labor strikes.
• Traffic accident enroute
• Destination made uninhabitable for covered reasons including fire, flood and other natural disasters.
In addition to reimbursement for cancellation and interruption, trip cancellation insurance may also have the following benefits as well: emergency medical coverage, evacuation and repatriation, baggage loss and delay coverage, travel delay coverage, missed connection coverage, accident and death coverage, and assistance services.