Wondering what on earth are you going to use your travel insurance for? It’s simple. Travel insurance is money you set aside so that you could be financially safe when something bad happens. Examples of this are the following:
Your flight was cancelled or you need to cancel your trip because you are sick or a terrorist incident is occurring at your destination.
Your passport plus your wallet are stolen and you need cash and a replacement passport.
You lost your bags and your medication is in it. You can get an emergency prescription.
You got in an accident and you need medical evacuation.
You want a refund when the airline, cruise line or tour operator gets bankrupt and you need to get to where you’re supposed to go.
Your cruise line, airline or tour operator goes bankrupt. You need your non-refundable expenses covered and to get to your destination.
A hurricane forces you to evacuate your resort, hotel or cruise.