A lot of tour companies, travel agencies and cruise lines sell travel insurance. They usually sell them cheaper. However, this may not be a good thing since the coverage is likely to carry more exclusions. What’s more, when the company goes bankrupt, you wouldn’t be able to collect your claim. It would be better to buy travel insurance directly from your insurance company. Not only that you would get quality service, you would be sure that you would collect your claim since they are professional insurers.