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So, is annual travel insurance for you? Answer the following questions. If you answer yes to any of the questions, you should look into obtaining annual travel insurance.
• Do you take several, short family holidays throughout the year instead of one long holiday?
• Do you travel extensively with your job?
• Do you visit out-of-town friends and family often?
• Do you own a holiday home that you plan to spend a lot of time at?
• Do you have ageing or ill family members that might not be able to complete a short trip?
If you answered yes to any of the above questions, you should investigate annual travel insurance further. An annual policy may end up saving you money, but only if you spend a lot of time on the road. If you travel more than a handful of times each year, you should probably purchase annual insurance rather than trip insurance. However, if you only travel two to three times per year, you might want to compare prices before you make your final decision.